Are you Prepared for Monsoon Season?

Hey Arizonans, monsoon season is upon us! It’s time to enjoy that much needed rain, those gorgeous storm photos and to experience the amazing smell of rain in the desert. Although we may enjoy those aspects of the season, monsoons can be unforgiving and damaging to our homes, vehicles and businesses. Here are a few tips on how to prepare yourself and protect your most valued assets from the monsoon season this year.

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1. Have your roof inspected. Make sure there are no missing shingles, broken roof tiles or cracks in your flat roof. Make sure everything is sealed and in good condition to withstand the strong winds and rain that often accompany the monsoon storms.

2. Prepare your landscaping. Trim any large trees that are near your home. Weak overgrown branches can break and damage your roof or anything in their path if they snap or break. Stake down any small immature trees to protect them from the damaging winds and water logged soil that becomes soft and unable to stabilize the trees.

3. Evaluate your storm drainage. If you have noticed areas on your property where water pools and puddles, it’s important to address these issues so that water runs away from your home or business and not towards it. Addressing these issues may require that you hire a landscaping company to correct the drainage issues, but it could save you hundreds if not thousands of dollars in damage to the interior of your home or business should we get heavy rain in a short amount of time.

4. Gutters and downspouts. If you already have gutters and downspouts on your home, now is the time to free them of any built up leaves and debris that may have accumulated. If you don’t have gutters and downspouts, now may be a good time to invest in them. Gutters and downspouts work by directing rain from your roof, microbursts or downspouts away from your home’s foundation.

5. Make room in the garage. If at all possible take this time to clear out the garage and make room for your vehicles to protect them from the monsoon storms. This also allows you the opportunity to get any valuable belongings up off of the floor, out of cardboard boxes and stored safely so that if any water does get in the garage during the storms, your personal belongings are protected.

6. Talk to your insurance agent about Flood coverage. I know you think this sounds crazy because we live in a desert but we actually do have floods here…quite a few of them. Every year there are thousands if not millions of dollars in structural damage in the Phoenix valley due to flooding. While most homeowner’s insurance policies cover water damage from an INTERNAL source in your home, very few policies cover water that enters from the outside. This requires a special rider that many people don’t know about. Flood coverage is relatively cheap when you consider the cost of restoring your home or business after it has been covered in inches of water, mud and clay soil. It is worth talking to your agent about and evaluating how close you live to a wash, canal or street that floods each time it rains.

We hope these tips are helpful and get you through the monsoon season unscathed so you can just sit back and enjoy the beauty that the Arizona desert storms can bring. But…should you do suffer from the wrath of the monsoon storms, don’t hesitate to call Lotus Contracting Services for any of your damage related needs! 480-500-5481. www.LotusServicesAZ.com

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